Don’t Let Inflation Drain Your Wallet – Invest in Faysal Funds Now

Opinion: Inflation is one of the biggest challenges faced by people in Pakistan today. With the current annual inflation rate at 31.5% the highest level since 1975, the value of money is decreasing rapidly. This means that any cash you hold in your wallet or in your current account is losing its worth over time. The rapid increase in prices has left many struggling to keep up, with their hard-earned money losing value at an alarming rate. In times like these, it’s important to have a sound investment strategy to protect your wealth from the ravages of inflation. This is where Faysal Funds can come to your rescue.

Faysal Funds is a leading asset management company in Pakistan, offering a wide range of investment solutions to meet the diverse needs of investors. With a proven track record of delivering consistent returns, Faysal Funds is a name that investors trust.

Let’s take a closer look at the performance of Faysal Funds’ money market and fixed income funds. The Faysal Money Market Fund has been awarded a rating of AA(f) and has consistently delivered impressive returns. As of the time of writing, the fund’s NAV stands at 103.3719, and its YTD Annualized Return is 15.47%. The MTD Annualized Return is 16.74%, while the 1 Day Return is 11.94%. The fund’s 15 Day Return is 18.29%, and the 30 Day Return is 16.26%. The 90 Day Return is 15.66%, while the 365 Day Return is 15.01%. (MUFAP, 2023)

Similarly, the Faysal Cash Fund has also performed exceptionally well, with a NAV of 111.13 and a YTD Annualized Return of 15.06%. The MTD Annualized Return is 16.38%, while the 1 Day Return is 15.28%. The fund’s 15 Day Return is 17.42%, and the 30 Day Return is 15.29%. The 90 Day Return is 15.44%, while the 365 Day Return is 14.81%. (MUFAP, 2023)

When compared to other funds in the market, Faysal Funds’ money market and fixed income funds have been able to hold their own. For example, the NBP Money Market Fund has a 365 Day Return of 15.90%, while the Meezan Daily Income Fund (MDIP I) has a 365 Day Return of 14.90%. (MUFAP, 2023)

One of the key advantages of investing in Faysal Funds is that they have a low expense ratio. For the Faysal Money Market Fund, the expense ratio is 1.51%, while for the Faysal Cash Fund, the expense ratio is 1.48%. In comparison, the Meezan Daily Income Fund (MDIP I) has an expense ratio of 0.90%, while the NBP Money Market Fund has an expense ratio of 1.16%. (MUFAP, 2023)

It’s worth noting that past performance is not necessarily indicative of future results. However, Faysal Funds’ consistent track record of delivering solid returns should give investors confidence in their ability to weather economic uncertainty.

Investing in Faysal Funds’ money market / fixed income funds can be an effective way to protect your wealth from the ravages of inflation. By investing in these funds, you can potentially earn returns that are competitive to the rate of inflation, thus preserving the purchasing power of your money. Additionally, investing in Faysal Funds’ low-cost funds can help you keep more of your hard-earned money, as the lower expense ratios mean that more of your money is working for you.

Unlike keeping your money in a current account at a bank, investing in Faysal Funds allows you to earn a return that is competitive to the rate of inflation. This means that your money will not only be preserved but will also grow over time. Let’s take an example to understand this better. Suppose you have PKR 100,000 in your current account, and the current annual inflation rate is 31.5%. If you leave your money in the account for a year, its value would decrease to PKR 68,500 due to inflation. However, if you invest the same amount in Faysal Funds, which offers an average annual return of 15%, your investment would grow to PKR 115,000 in a year. This means that not only has your money been preserved, but it has also grown by PKR 15,000.

Faysal Funds offers various investment solutions, including money market funds and fixed income funds, which are specifically designed to preserve the value of your money against inflation. These funds invest in short-term securities, such as government bonds and corporate papers, which offer attractive returns while minimizing the risk of capital loss.

In addition to protecting your money against inflation, investing in Faysal Funds also offers other benefits, such as diversification, professional management, and liquidity. With Faysal Funds, you can invest in a diversified portfolio of securities, which reduces the risk of loss. Moreover, the funds are managed by experienced professionals who use their expertise to maximize returns while minimizing risk. Finally, Faysal Funds offer liquidity, which means that you can withdraw your money anytime you need it.

Investing in Faysal Funds is a smart choice for investors looking to preserve the value of their money against inflation. With the current annual inflation rate at 31.5%, investing in Faysal Funds’ money market funds and fixed income funds can help you earn a return that is competitive to the rate of inflation, thereby preserving the value of your money. So, don’t let inflation deplete the value of your money, invest in Faysal Funds and secure your financial future.

P.S: This is not a sponsored content.